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Cookie Policy

Effective date: January 1, 2026 · Last updated: January 1, 2026

1. What Are Cookies

Cookies are small text files placed on your device when you visit a website. They allow the site to recognize your browser, remember preferences, and collect usage data. fhbo-card uses cookies and similar tracking technologies (pixels, local storage) to operate and improve our platform.

2. Types of Cookies We Use

Strictly Necessary

Always active

Required for the platform to function. Cannot be disabled. Examples:

• Session authentication tokens
• CSRF protection cookies
• API key dashboard state persistence
• Load-balancer routing cookies

Analytics & Performance

Optional

Help us understand how developers use fhbo-card so we can improve it. Data is aggregated and anonymized where possible. Examples:

• Google Analytics 4 (page views, session duration, feature usage)
• Mixpanel (funnel analysis, API integration events)
• Hotjar (heatmaps, scroll depth — no keystrokes captured)

Marketing & Targeting

Optional

Used to show relevant ads to developers who have visited fhbo-card. Examples:

• Google Ads conversion tracking
• LinkedIn Insight Tag (B2B retargeting)
• Twitter/X pixel (campaign attribution)

3. Why We Use Cookies

→ Keep you securely signed in to your fhbo-card dashboard.
→ Remember your API environment preferences (sandbox / production).
→ Measure which documentation pages and features developers use most.
→ Attribute sign-ups to marketing channels so we can invest in the right ones.
→ Detect abuse and protect API keys from unauthorized access.

4. Third-Party Cookies

Some cookies are set directly by third-party services we embed. fhbo-card does not control these cookies. Please review the respective privacy policies:

Provider	Purpose	Type
Google Analytics	Usage analytics	Analytics
Mixpanel	Product analytics	Analytics
Hotjar	UX research	Analytics
Google Ads	Conversion tracking	Marketing
LinkedIn Insight	B2B retargeting	Marketing
Stripe	Payment processing	Necessary

5. How to Manage & Disable Cookies

You can control cookies in several ways:

· Cookie banner: Use our consent manager (shown on first visit) to accept or reject optional cookies.
· Browser settings: All major browsers let you block or delete cookies via Settings → Privacy.
· Opt-out tools: Google Analytics opt-out add-on, LinkedIn opt-out at linkedin.com/psettings/.
· Do Not Track: We honor DNT browser signals for analytics cookies.

Disabling strictly necessary cookies will prevent you from logging in or using the API key dashboard.

6. Your Consent

When you first visit fhbo-card, we display a consent banner. By clicking "Accept All" you consent to analytics and marketing cookies. By clicking "Necessary Only" or closing the banner without accepting, only strictly necessary cookies are set. You may change your preferences at any time via the cookie settings link in our footer.

7. Changes to This Policy

We may update this Cookie Policy when we add new services or as regulations evolve. When we do, we will update the "Last updated" date above. For material changes we will notify registered users via email or an in-dashboard banner at least 14 days in advance.

Questions?

If you have questions about our use of cookies or want to exercise your data rights, contact our privacy team:

📧 [email protected]

We respond within 5 business days.

Related policies:Privacy Policy·Terms of Service·Contacts

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Review, manage and integrate FNBO Card API keys in one secure, developer-first platform built for enterprise fintech teams.

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